By Trevor Rhodes
The Definitive advisor to elevating Your credits Score
Whether you are recuperating from monetary difficulties or have to pump up your ranking to qualify for a loan, you desire trustworthy details and professional suggestions to mend and increase your credit standing. Drawn from years of expertise supporting hundreds of thousands of customers, American credits Repair empowers you with “Everything U have to Know…” to elevate your credits score.
Everything U want to know approximately
- Obtaining and realizing purchaser credits stories
- Correcting prior blunders and making plans for the long run
- Disputing erroneous facts in your credits dossier
- Dealing with assortment firms
- Avoiding foreclosures and financial disaster
BONUS CD-ROM FEATURES: Ready-to-print kinds and letters to fix your credits by yourself plus important client safety assets you cannot do with out, and masses more!
Read or Download American Credit Repair: Everything U Need to Know About Raising Your Credit Score (American Real Estate) PDF
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Additional info for American Credit Repair: Everything U Need to Know About Raising Your Credit Score (American Real Estate)
Don’t use a copy of your telephone bill as proof of your identity if you don’t want your phone number in your file, because it will be included on your report. On the other hand, if you ever have any fraud issues with your credit, such as identity theft, then you may have to provide a number for lenders to call in case someone tries to illegally use your identity. See identity theft in Chapter 15. And while we’re on the subject, your phone number is only a small wall against fraud and identity theft.
While Congress attempted to do a good thing by allowing your credit reports to be accessible to you online, average consumers actually spend money when they go surfing for their report. It’s the typical American way: a law is passed allowing you a free copy of your credit report – but rest assured, the CRAs have capitalized on this as well by coaxing you into paying for other services. The way this website is designed and worded, it’s difficult for the average consumer to simply get a free report.
Unfortunately, this presents a dilemma. The problem is that whatever information you provide to the CRAs, they can put it on your credit file. While this is true, the CRAs do not have the right to pull up your driving record and there is certainly no law that compels them to put your driver license number on your credit file. So if you must send them your license, disguise your number on the copy you send them by whiting- or blacking-out some or all of the digits. Your address and date of birth are adequate proof of who you are, as long as this information matches what is already reported on your credit file.
American Credit Repair: Everything U Need to Know About Raising Your Credit Score (American Real Estate) by Trevor Rhodes